Credit report score Utica

Gail of Eagan, MN First USA credit card is terrible. They send my case to the collected agency and the collected agency is still bothering my life. Barry of New York, NY I experienced the same issue as many of the emails posted on your site about First USA doing a credit check on me without authorization. I received an alert from Experian that they did this and I am afraid it will affect my credit rating. It seems there are hundreds of people claiming this happened to them. Do I have any recourse to keep this from happening again? Is there a suit pending on First USA to keep credit report score Utica them from doing this? Gary of Franklin, TN This company requested and received an inquiry from a credit reporting agency without permission. This is not a bank I have ever conducted business with R.Connolly of Plymouth Meeting, PA They ran an unauthorized credit report on my wife and me on Aug 1, 2009. From the other complaints, this seems to be their MO. Richard of Deerfield Beach, FL This bank pulled credit report score Utica my credit without my permission. The address Equifax listed does not reflect a phone number and information does not have a listing for this bank. Leslie of Melbourne, FL I recieved an alert from Experian that a change had occurred on my credit report. When I looked, I saw FIrst USA BANK had run a credit report score Utica credit check on August 27th. federal law free credit report I have no Idea who this bank is therefore, have certainly credit report score Utica not authorized a credit check. Please advise how credit report score Utica I should proceed in ensuring no one opens an account in my name with this financial institution. patricia of houston, TX The economy is hurting, people losing jobs, taking pay cuts, ect... its not like my payment increased by 5% or 10% this is 140% !! Michael of Temecula, CA Please remove my posting on 3/12/09 for First USA Bank asap. Thank you Diane of Ellicott City, MD You rather increased my rate largely, put fees that should have been on it and then proceeded since I have always paid you unknown reasons why you should truly have cause to cancel. Judith of Loveland, OH I had the First USA credit card, later I legally discharged all my credit card debt by bankrupcy. However, this First USA still send my file to collector. Barry of New York, NY In 2003 I had a balance on my First USA Bank credit card for $513. free federal credit report After that time I filed chapter 13 reorganization and will late fees and interest, the balance exploded to $10,922.00. I have credit report score Utica tried unsuccessfully to get an answer from First USA Bank. This has damaged my credit tremendously since it is a judgment / lien on my credit report. Lori of Warren, MI I received an email alert from my credit report company today advising that First USA Bank was requesting my credit history.

I have never had any contact with First USA Bank and never applied for a loan or credit from them. It greatly concerns me that they are pursuing my personal credit history without my knowledge or credit report score Utica authorization. Gary of Deland, FL I got an e-mail from Experian that an inquiry was made and was on my alerts with them. I found out it was First USA Bank that made the inquiry. There was no explanation as to why there was an inquiry. The only reason I can connect to this inquiry was that I opened a Pier 1 account the day the inquiry was made. Last year, I had Lifelock put fraud alerts on all my accounts; maybe that's why First USA made the inquiry. I think it's insane that neither Experian nor First USA can give me a reason why the inquiry was made! Vicki of Richmond, VA I have a Chase Business Credit card, 2 weeks ago they lowered my credit limit from $25000 to $10000 due to " low" usage of the credit line. online credit check In their letter they stated that they believe that I don't need this high line of credit report score Utica credit, therefore they have lowered it to $10000. I called and asked them to change it back to $25000, since I am afraid that this may neg. They said quickly they will look into it and I should receive a notification within the next 10 days about their credit report score Utica decision.

Today, May 12, I received a notification from EQUIFAX that they got a 'hard' inquiry from FIRST USA BANK which I did not credit report score Utica authorized. First you lower the credit line significantly, credit report score Utica hoping the costumer will call, requesting some kind of action, like reinstating the original line of credit, which in their mind gives them now the right to make a 'hard' credit inquiry.